At StraightLine, we are dedicated to providing our clients with the tools and information they need to make informed financial decisions and achieve their goals. This page is your gateway to a wealth of valuable resources designed to empower you as you traverse the landscape and head toward retirement.
We are committed to providing you with the best resources to help you navigate your financial journey with confidence and success. If you have any additional questions or require personalized assistance, please don't hesitate to Contact Us. Our dedicated team is always ready to assist you.
We've compiled a list of popular questions our clients often ask us. Don't see what you're looking for? Please contact us!
How can StraightLine help me with my investments?
StraightLine’s Flagship Discretionary Investment Management Service is our most comprehensive offering and includes access to our collaborative goals-based financial planning service. This service combines our institutional research and money management capabilities with our knowledge of your financial situation to develop a portfolio strategy that maximizes your potential to achieve your financial goals. As part of the ongoing management of your assets, your StraightLine team will be responsible for selecting investments held in your portfolio and for processing all transactions in a timely and accurate manner to ensure continuous alignment between your portfolio strategy and financial goals. For more information on how we can help, click here to Contact Us.
CAN YOU MANAGE MY RETIREMENT ACCOUNT AT MY EMPLOYER?
Yes, our Flagship Discretionary Investment Management Services is available to manage assets held in your employer sponsored retirement account such as your 401(k), 403(b), or 457 plan. In addition, we offer a Portfolio Allocation Service, which is a non-discretionary service for employer-sponsored retirement accounts. For more information on how we can help, click here to Contact Us.
CAN STRAIGHTLINE PROVIDE FINANCIAL PLANNING?
Yes, for those clients that need or want financial planning we offer a collaborative goals-based financial planning service that can be included with our Discretionary Investment Management Service or be added as a stand-alone service for a separate fee. For more information on how we can help, click here to Contact Us.
IS STRAIGHTLINE A FIDUCIARY ADVISOR?
Yes, as an independent registered investment adviser, who is a fiduciary, StraightLine is legally and ethically bound to act in your best interest when providing financial advice. We invite you to watch this short video from our President and CEO Mike Bisaro to hear more about our fiduciary role.
HOW IS STRAIGHTLINE PAID FOR ITS SERVICES?
StraightLine is a fee-based firm, which means you as the client pays us for the services we provide you. Our fees are structured so we do better when you do better. We never receive any commissions, fees or revenue generated from the investments that we choose. The only time we receive compensation from anyone other than you as our client is if we are assisting you with the purchase of any insurance such as a life or long-term care policy. Our position is when you need insurance, we would rather you purchase it through us than through an agent who may not be acting in a fiduciary capacity like StraightLine. To learn more about our fees see our ADV or, click here to Contact Us.
CAN I PAY YOUR FEE OUT OF MY EMPLOYER SPONSoRED RETIREMENT PLAN?
Yes, you can pay our fee out of your employer-sponsored retirement plan. However, it requires your employer as the plan sponsor to allow for the payment of these fees. We are happy to talk to your benefits office to discuss the potential for allowing this service as part of their employer sponsored retirement plan. For more information on how we can help, click here to Contact Us.
HOW ARE YOU DIFFERENT FROM OTHER FINANCIAL ADVISORS?
We prefer not to compare ourselves to other financial advisors, but rather explain who we are and what we do. At StraightLine, we believe in educating our clients first, because an educated client is a successful client. Next, we focus on planning, so you know where you are on your financial journey, where you are going, and how to get there. Then we use our institutional research and investment management capabilities to manage your assets. All the while meeting our fiduciary obligation as an independent, unbiased financial advisor who always puts your best interest first. To learn more about who we are, click here.
IS IT SAFE TO SHARE MY PERSONAL INFORMATION?
DO YOU OFFER ANY OTHER SERVICES FOR EMPLOYERS?
Yes, in addition to managing employer-sponsored retirement accounts for individual clients, StraightLine can work with your employer to provide general education and communication services at the plan level. For more information on how we can help, click here to Contact Us.
ARE YOU TRYING TO SELL A NEW RETIREMENT PLAN TO MY EMPLOYER?
No. StraightLine does not sell 401(k), 403(b) or 457 plans. Our objective is to enhance your all employees retirement readiness through general education, communication, account management, and advice. For more information on how we can help, click here to Contact Us.