My Retirement Account at Work

Financial & Educational Resources

401(k) Calculator/403(b) Calculator
How much could your account be worth in the future?Go to our 401K/403B calculator here.

Retirement Planner with Retirement Earnings Calculator
How long will my retirement savings last?Please visit our retirement planner.

Retirement Contribution Effects on Your Paycheck Calculator
Retirement contribution effects on your paycheck See your retirement contribution effects.

Required Minimum Distribution Calculator
Required Mimimum DistributionsCalculate your RMD as an owner of a retirement account here.

Social Security Benefit Calculator
Social Security BenefitsEstimate your social security benefits here.

Failing to Diversify

  • Holding too few funds
  • Investing in the same kinds of funds
  • Loading up on company stock

Rarely Changing Allocations

  • 80% of participants never make changes to their original fund allocations.¹

Making Decisions Not Based on Research or Long-Term Strategy

  • Using tips, rumors and latest financial news to make investment decisions.
  • Relying on friends, family and co-workers for advice.
  • Chasing returns, trying to time the market or using “buy-and-hope” investment strategies.

Not Acting on Advice from Financial Advisor

  • Most Financial Advisors stay involved with their client’s investments, but prefer to leave their 401(k), 403(b) and 457 accounts alone.
  • When the average investor gets advice from a Financial Advisor they often fail to follow through on that advice.

Not Saving Enough

  • With the U.S. Social Security System being strained and many companies discontinuing their pension plans, the 401(k), 403(b) and 457 plans become even more important.

¹ Source: Hands-off: Holders of 401(k) Retirement Accounts Are Not Your Typical Investors, Knowledge @ Wharton, 2006

Learn how StraightLine can be of service to you

Let us help you establish your organization as a leader in providing for the financial security of your employees. StraightLine also provides professional account management for individuals with 401(k), 403(b) and 457 retirement accounts. We manage the account for you – making changes to allocations as needed. We also offer an advice-only management option. Please let us know your needs and we’ll get right back to you and provide you with “straight” answers to your questions.

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Local / 248.269.8366 • Toll Free / 877.EDU.403b • Email: info@straightline.com

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