​There is no shortage of topics we could write about; however, the biggest news might be the lack of volatility over the last few months, as markets enjoyed fairly uninterrupted growth. It often feels like the volume is turned all the way up on any number of issues, but markets sometimes can tune out the noise and take things at face value. Of course, this does not mean that risks are absent or that everything happening in markets is good, but when you have a quarter like the one that just passed, it is worth taking some time to appreciate the calm.

​In today’s uncertain economic environment, many clients are worried about protecting their hard-earned savings against bank failures. While we generally do not recommend holding significant assets in banks because of the low rate of return, it is still important to understand how to protect the cash you do keep there, especially if your balances exceed the FDIC insurance limit of $250,000.